One Price Per Group, Unlimited Value
Transparent pricing billed per group — not per member, not by savings amount. Start with a 14-day free trial, no payment required.
Basic
For small or new groups
ZMW 50 billed monthly
- Up to 15 members
- Member profiles & management
- Savings tracking
- Loan management & repayments
- Meeting scheduling & attendance
- 5 basic reports
- Data backup & recovery
- Penalty & fine management
- Data export (PDF/Excel)
- Analytics & trends
Standard
For active village banks
ZMW 100 billed monthly
- Up to 30 members
- Member profiles & management
- Savings tracking
- Loan management & repayments
- Meeting scheduling & attendance
- 15+ advanced reports
- Penalty & fine management
- Data export (PDF/Excel)
- Analytics & trends
- Audit trail & activity logs
Pro
For large or regulated groups
ZMW 300 billed monthly
- Up to 60 members
- Everything in Standard
- All reports included
- Audit trail & activity logs
- Financial statements
- Extended data retention (7 years)
- Subscription pause (up to 2 months)
- Referral cash withdrawal
Billed Per Group
One subscription covers your entire group. Pay once, all members included up to your plan limit.
Never Taxed on Savings
Your financial success is never taxed. A group saving K500,000 pays the same as one saving K5,000.
Flexible Upgrades
Upgrade anytime with prorated billing. Downgrade at renewal. You're always in control.
Independent Billing
Your LoSave subscription runs independently of your VB cycle for uninterrupted access.
Extra Members Add-On
Grow your group without upgrading your plan
Add-ons are prorated and activate immediately. Same billing period discounts apply.
Refer Groups & Get Paid For It
Share LoSave with other groups and earn 1 month free for each successful referral — or withdraw as cash with Pro plan. Your friends get a 21-day trial + 15% off their first payment.
Full Feature Comparison
See exactly what's included in each plan
| Feature | Basic From ZMW 50/mo | Popular Standard From ZMW 100/mo | Pro From ZMW 300/mo |
|---|---|---|---|
| Group & Members | |||
| Default members included | 15 | 30 | 60 |
| Maximum with add-on | 25 | 50 | 100 |
| Extra member pricing | ZMW 3/mo | ZMW 2.50/mo | ZMW 2/mo |
| Member profiles | |||
| Financial Features | |||
| Savings tracking | |||
| Loan management | |||
| Penalty & fine management | |||
| Financial statements | |||
| Reports & Analytics | |||
| Reports included | 5 Basic | 15+ Advanced | All Reports |
| Analytics & trends | |||
| Data export (PDF/Excel) | |||
| Audit trail | |||
| Data & Security | |||
| Data backup | |||
| Data retention | Standard | Standard | Up to 7 years |
| Support & Account | |||
| Support level | Priority Email | Dedicated | |
| Subscription pause | |||
| Referral cash withdrawal | |||
Accepted Payment Methods
Bank transfers available for 6+ month billing periods
Common Questions
All new groups get a 14-day free trial with full access to your selected plan. No payment information required to start. After 14 days, you'll have a 7-day window to subscribe (with read-only access after day 4) before your account is suspended.
Subscriptions are billed per group, not per individual member. Pricing is based on group size limits and feature access — never by how much your group saves. Your financial success is never taxed.
Yes! Upgrades take effect immediately with prorated billing. You only pay the difference for the remaining days in your billing period. New features and limits apply instantly.
Downgrades are allowed at the end of your current billing period with 7 days notice. If your group exceeds the new plan's member limit, you'll need to reduce members before the downgrade takes effect. No refunds for unused time.
You have a 7-day grace period with full access to update your payment method. After that, your account moves to read-only mode for 14 days, then suspended. Your data is preserved for 60 days before deletion.
Extending (e.g., monthly → annual) is allowed anytime — your remaining balance is credited toward the new period. Shortening (e.g., annual → monthly) is only allowed at renewal to prevent discount abuse.
Pro plan subscribers active for 3+ months can pause for up to 2 months per year. During pause, your account is read-only with no charges. Your billing cycle extends by the pause duration when you resume.
Your subscription continues until the end of your billing period. Data export is available for 30 days after cancellation, and data is archived for 60 days before permanent deletion. You can reactivate within 30 days for instant restoration.
Subscription fees are non-refundable except where required by law. No refunds for partial usage or plan downgrades. We recommend starting with monthly billing if you're unsure.
After 30 days as a paid subscriber, you can refer other groups. Each successful referral (when they make their first payment) earns you 1 month free. Referred groups get a 21-day trial and 15% off their first payment. Earn milestone bonuses at 3, 5, 10, and 25 referrals. Pro plan subscribers can withdraw rewards as cash via mobile money.
Ready to Digitize Your Village Bank?
Start your 14-day free trial today. No payment required.